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We invite you to get in touch via a free, no-obligation initial consultation.
“Private Finance provided excellent service securing a remortgage for my property even though it was not a straight forward case. They always kept me updated and was on hand to help and deal with any issues arising. Would definitely recommend Private Finance for their services, offering guidance and support throughout the whole process.”
“Private Finance worked incredibly hard to secure our business re-mortgage. They were always calm, professional, polite and ready to wade in on our behalf when things stalled. We would happily recommend them, and look forward to maintaining our relationship. Many thanks!”
“Outstanding services in our mortgage search, during a weird environment of fast-changing market conditions. The team has always been super responsive, very clear in their replies to all questions we had along the process, and managed to get us extremely good deals on various mortgage products. I can only strongly recommend them for your mortgage search!!”
“Private Finance provided excellent service securing a remortgage for my property even though it was not a straightforward case. They always kept me updated and was on hand to help and deal with any issues arising. Would definitely recommend Private Finance for their services, offering guidance and support throughout the whole process.”
“Professional and proactive advice and service – secured me an amazing rate on my mortgage. The team were great with their communication and I always felt confident that things were progressing – completely took away any anxiety from a stressful process!”
“Private Finance have been fantastic in finding me the right provider and the right price. We have used them twice now, and both times the communication was fantastic, the options explained, and the rest of the paperwork dealt with. Would highly recommend.”
Whether you have a sizable asset portfolio, a complex income, or require a high loan-to-value mortgage, we can help.
We’ve spent more than two decades building close relationships with the UK’s leading Private Banks. That means we’re now ideally positioned to negotiate the optimal Private Bank mortgage for your specific circumstances.
Here are a few of the reasons why our clients trust us with their Private Bank mortgage needs:
We believe in mortgage advice that not only considers your personal and financial situation but also the broader financial markets. To achieve this, we partner with Wealth Advisers and accountants to draw on their expertise when needed – and then tailor a Private Bank mortgage solution that works for you.
We’re an independent, whole-of-market broker, with longstanding relationships with leading UK Private Banks and use over 175 different lenders. That means we’re optimally positioned to find the right mortgage solution for you.
With more than 1,700 5 star reviews, we offer an exceptional client experience. Your mortgage arrangements are handled by your dedicated consultant, allowing you to focus on your day-to-day, in the knowledge that your mortgage application is being managed proactively in order to meet important deadlines.
High street lenders tend not to have the underwriting expertise to offer large mortgages to clients who have complex financial affairs. High net worth individuals may encounter limitations on borrowing options due to the stringent eligibility criteria employed by high street banks when assessing affordability.
For larger and more complex mortgage requirements, individuals may find a Private Bank mortgage offers a more suitable and flexible solution to satisfy their property needs. These banks adopt a more personalised approach by considering the client’s broader profile and can apply more flexibility when assessing a borrower’s ability to repay the loan. For example, they are able to factor in background liquid assets when assessing affordability.
Not only are they beneficial in arranging competitive interest rates, but they also offer bespoke underwriting, efficient application processes and a tailored personal service to meet your needs. Every application is assessed on a case-by-case basis to ensure they can offer you a bespoke solution to suit your requirements and preferences.
When applying for a Private Bank mortgage, the process typically involves a personal meeting with a banker to discuss your plans, background, and financial situation. This comprehensive conversation allows the bank to also gather information on your income and assets.
Private Bank lenders may have a minimum income or asset requirements for their clients to satisfy. Others may request a personal recommendation from an existing account holder or intermediary such as Private Finance. The specific criteria vary among lenders.
Engaging in multiple introductions to find the right fit can be time-consuming and cumbersome. At Private Finance, we streamline the process and connect you with the Private Bank that offers the best-suited solution for your unique circumstances.
Your home may be repossessed if you do not keep up repayments on your mortgage.
With our online mortgage tools, find the information you need using our helpful guides, information on the best mortgage rates and handy mortgage calculators.