How can we help you?
We invite you to get in touch via a free, no-obligation initial consultation.
As a specialist mortgage broker, we have the expertise, experience, and industry relationships to negotiate flexible, tailored mortgage solutions for agency workers and those in temporary employment.
Here are some of the reasons why our clients trust us with their mortgage needs:
We have spent the last 25 years building close relationships with specialist and high-street lenders. These relationships allow us to negotiate bespoke, ‘outside-the-box’ solutions for clients who don’t fit the standard tick box for lender’s criteria requirements.
With an average rating of 4.97/5 from more than 2,000 reviews, we offer an outstanding client experience. We’ll insulate you from the stress of the mortgage process so that you can stay focussed on your day-to-day priorities.
We believe in holistic mortgage advice that not only considers your personal and financial situation but also the broader financial markets. To achieve this, we partner with wealth advisers and accountants to draw on their expertise when needed.
An agency worker is a temporary employee hired through an agency. The agency typically manages the worker’s employment on behalf of a client for the duration of a specific project or event.
Yes, securing a mortgage can be more challenging for agency workers. This is often due to factors like job insecurity, fluctuating income, and atypical employment histories.
It’s crucial to thoroughly research and understand your options, as a lack of awareness can sometimes lead to unnecessary exclusion from the mortgage market, even if you are fully capable of meeting the financial requirements.
As an agency worker, the documents required to prove your income may differ from that of a full-time employee. Typically, you’ll need to provide your employment contract, payslips, tax returns, and additional evidence of your employment history.
Gathering the necessary paperwork for a mortgage application can feel overwhelming, especially since the requirements can vary by lender. However, we are here to simplify the process. Our team will guide you through every step, ensuring you have all the necessary paperwork prepared in advance, making the mortgage process as smooth as possible.
We’ll work together to ensure your application is complete and effectively demonstrates your financial stability and borrowing capacity.
We understand the complexities agency workers face when proving income and providing the necessary documentation. With our network of specialist lenders and in-depth knowledge of the mortgage market, we are well-positioned to offer more flexible lending solutions tailored to your needs.
Please remember your home may be repossessed if you do not keep up repayments on your mortgage.
Researching the market alone could lead to missed opportunities and potentially less favourable terms. A mortgage broker can play a crucial role in helping agency workers identify the full range of mortgage options available to them.
Not only do our consultants provide invaluable expertise, but our access to every lender in the UK – including access to bespoke and exclusive mortgage rates – allows us to arrange more flexible lending solutions for our clients.
This can prove especially advantageous for agency workers with unique financial circumstances that align with only a few lenders.
To start your mortgage journey, speaking with one of our expert consultants will help you understand your options in the context of your personal and financial circumstances.
Private Finance offers a free initial 30 minute consultation to discuss your needs – Book your meeting today or call us on 0800 980 8777.
With our online mortgage tools, find the information you need using our helpful guides, information on the best mortgage rates and handy mortgage calculators.
