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Bridging Loan Specialists

Fast and flexible short-term bridging loan solutions.

Enjoy access to industry expert advice and competitive rates
Trusted by clients for 25 years
Excellent rated mortgage services from 2,000+ reviews

Enquire today. Call us on 0800 980 8777.

What our clients say

“Private Finance provided excellent service securing a remortgage for my property even though it was not a straight forward case. They always kept me updated and was on hand to help and deal with any issues arising. Would definitely recommend Private Finance for their services, offering guidance and support throughout the whole process.”

“Private Finance worked incredibly hard to secure our business re-mortgage. They were always calm, professional, polite and ready to wade in on our behalf when things stalled. We would happily recommend them, and look forward to maintaining our relationship. Many thanks!”

“Outstanding services in our mortgage search, during a weird environment of fast-changing market conditions. The team has always been super responsive, very clear in their replies to all questions we had along the process, and managed to get us extremely good deals on various mortgage products. I can only strongly recommend them for your mortgage search!!”

“Private Finance provided excellent service securing a remortgage for my property even though it was not a straightforward case. They always kept me updated and was on hand to help and deal with any issues arising. Would definitely recommend Private Finance for their services, offering guidance and support throughout the whole process.”

“Professional and proactive advice and service – secured me an amazing rate on my mortgage. The team were great with their communication and I always felt confident that things were progressing – completely took away any anxiety from a stressful process!”

“Private Finance have been fantastic in finding me the right provider and the right price. We have used them twice now, and both times the communication was fantastic, the options explained, and the rest of the paperwork dealt with. Would highly recommend.”

What is a bridging loan?

Bridging loans are short-term financing options usually secured by the property or land being purchased. They provide a quick and flexible solution for individuals and investors. With processing times as short as 48 hours, bridging loans are much faster to obtain compared to standard mortgages.

Ultimate Guide to Bridging Loans

Our ultimate guide to bridging loans is packed full of useful information, serving as valuable resource for individuals, developers, and landlords.

Take me to the guide

Using Bridging Finance in 2025

Bridging loans offer a swift and flexible short term financing option with which savvy investors, landlords and residential buyers can use in today’s fast changing market. Bridging loans can be useful in a variety of ways to help bridge the finance gap when you don’t have immediate access to funds.

Some examples include:

Landlords

Invest in under-valued property for renovations to increase rental price and property value.
Upgrade an EPC rating for rental property.

Developers

Short-term funding option to purchase land, property, or fund certain parts of a build.
Flexible bridge-to-let mortgages to bridge the gap between purchasing and securing a long term buy-to-let mortgage. Potentially release money for the next project when refinancing.

Individuals

Save a property sale & break a property chain
Complete a property transaction faster
Take advantage of opportunities by purchasing property below-market-value.

Speak with an expert | Call us on 0800 980 8777 or Arrange a call back or

Expert Mortgage Broker

Drawing on 25 years of expertise, our consultants possess the knowledge and experience to secure optimal bridging finance under tight timeframes.

Here are some of the reasons that our clients trust us with their mortgage needs:

Relationships

We’re an independent, whole-of-market broker, with strong ties to both high-street and private banks alike. We provide completely impartial, expert advice so that clients can make well informed decisions based on a complete picture of the lending landscape.

Expertise

We believe in mortgage advice that considers both your personal and financial situation, and the broader financial markets. To achieve this, we partner with wealth advisers and accountants to draw on their expertise when needed to provide excellent advice for our clients.

Service

With an average rating of 4.97/5 from more than 2,000 reviews, we offer an outstanding client experience. We insulate you from the rigmarole of the mortgage process so that you can stay focussed on your day-to-day.

Rated 4.97/5 from over 2,000 reviews

“Private Finance provided an intelligent solution to my bridging and mortgage requirements in a market that was volatile and rapidly changing.”

“Arranged bespoke bridging finance without which we would have missed a property purchase opportunity. Rapid response and prompt attention throughout.”

Your home may be repossessed if you do not keep up repayments on your mortgage. The Financial Conduct Authority does not regulate commercial finance and some forms of buy-to-let mortgages.