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    What our clients say

    What is a bridging loan and how does it work?

    Private Finance’s Guide to Bridging Loans


    Our guide to bridging loans is packed full of useful information and is a valuable resource for individuals, developers, and landlords.

    • What can I use bridging finance for?
    • Why use a bridging loan?
    • How do they differ from standard mortgages?
    • Advantages and disadvantages
    • Cost of bridging loans
    • Interest rate on bridging loans
    Take me to the guide

    Using Bridging Finance in 2024


    Bridging loans offer a swift and flexible short term financing option with which savvy investors, landlords and residential buyers can use in today’s fast changing market. Bridging loans can be useful in a variety of ways to help bridge the finance gap when you don’t have immediate access to funds.

    Some examples include:

    Landlords

    • Invest in under-valued property for renovations to increase rental price and property value.
    • Upgrade an EPC rating for rental property.

    Developers

    • Short-term funding option to purchase land, property, or fund certain parts of a build.
    • Flexible bridge-to-let mortgages to bridge the gap between purchasing and securing a long term buy-to-let mortgage. Potentially release money for the next project when refinancing.

    Individuals

    • Save a property sale & break a property chain
    • Complete a property transaction faster
    • Take advantage of opportunities by purchasing property below-market-value.
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    Expert Mortgage Broker


    Drawing on 25 years of expertise, our consultants possess the knowledge and experience to secure optimal bridging finance under tight timeframes.

    Here are some of the reasons that our clients trust us with their mortgage needs:

    Relationships

    Relationships

    We’re an independent, whole-of-market broker, with strong ties to both high-street and private banks alike. We provide completely impartial, expert advice so that clients can make well informed decisions based on a complete picture of the lending landscape.

    Expertise and Experience

    Expertise

    We believe in mortgage advice that considers both your personal and financial situation, and the broader financial markets. To achieve this, we partner with wealth advisers and accountants to draw on their expertise when needed to provide excellent advice for our clients.

    Quality Service

    Service

    With an average rating of 4.97/5 from more than 2,000 reviews, we offer an outstanding client experience. We insulate you from the rigmarole of the mortgage process so that you can stay focussed on your day-to-day.

    Your home may be repossessed if you do not keep up repayments on your mortgage. The Financial Conduct Authority does not regulate commercial finance and some forms of buy-to-let mortgages.

    Private Finance