We specialise in obtaining large mortgages and securing the best possible terms for clients who don’t fit within automated systems, need personal service and wish to deal with an expert who can save them time.
Pass complex, high-value cases to our dedicated high-net-worth specialists and save hours of research and negotiation. We handle every stage of the process — from lender sourcing to application and completion.
For every successful referral, you’ll receive a competitive commission payment. You’ll gain access to our market-leading expertise while earning additional income with zero extra workload.
Partnering with a high-net-worth specialist means your clients benefit from our experience, private bank relationships, and ability to structure complex cases that standard lenders often can’t accommodate.
Your client relationship remains entirely yours. We simply provide the expert support behind the scenes — ensuring your client receives the right solution while you retain control and visibility throughout.
Where many brokers may only work with around 70 lenders, our system searches across 300+ lenders — instantly analysing options that include exclusive and niche providers often unavailable elsewhere. This could dramatically widen the scope of solutions available for even the most complex cases.
With established connections to leading private banks and specialist lenders, we’re recognised as a respected partner, opening doors and negotiating bespoke terms others can’t.
For over 25 years, we’ve successfully solved intricate, high-value mortgage challenges — from unconventional income structures to complex asset portfolios — delivering results for you and your clients.
Every complex case is different — and that’s where our expertise adds real value. We build customised mortgage solutions designed around your client’s full financial landscape, helping you place cases that don’t fit standard lending criteria.
Specialist large mortgage solutions for complex income profiles
Many high-value property buyers don’t have straightforward PAYE income. Their earnings might come from bonuses, dividends, carried interest, onshore or offshore trusts, personal pensions, or multiple sources across different countries.
Most high-street banks struggle to assess these cases accurately, often underestimating what you can afford.
As one of the UK’s top large-mortgage brokers, we know which lenders take a more sophisticated view of a client's income - including private banks and specialist lenders who can consider full earning potential, not just basic salary.
Our team builds a compelling case for the mortgage, using our whole of market access to match your client with the best large mortgage deals for their profile.
Flexible, strategic borrowing for high value property purchases
Interest-only mortgages are particularly attractive for high net worth individuals who want to maximise cash flow, invest capital elsewhere, or plan to repay the loan from future liquidity events such as bonuses, business sales, or inheritance.
Our consultants design bespoke interest only mortgage solutions that balance lender criteria with your client's long-term financial plan - ensuring they retain flexibility while keeping monthly payments low.
Whether you need a £1M interest only mortgage or a significantly larger facility, we’ll source the best interest only rates available on the market, including from private banks that offer tailored repayment options.
Specialist expertise for high value rental portfolios
When it comes to buy-to-let mortgages over £1M, lenders use different affordability models and stress tests. Some take a more holistic view, considering net worth, personal income, and ability to service payments during void periods, rather than simply relying on rental yield.
Our team works with top buy to let lenders who offer favourable terms for large loans and understand the needs of professional landlords and investors.
Whether you client is acquiring a single prime property or refinancing a portfolio, we can arrange market-leading large BTL mortgages with competitive rates and flexible structures.
Unlock liquidity without selling your investments
For clients with significant assets but irregular or limited income, Lombard loans can be one of the best solutions. By using your investment portfolio, shares, or bonds as collateral, you can access funding at competitive rates while keeping investments intact.
More flexible borrowing for qualifying HNW individuals
If your client meets the FCA’s HNW criteria - £300,000+ annual income or £3M+ in net assets - they may qualify for a HNW exemption mortgage.
These allow lenders to relax affordability rules and take a more pragmatic approach, giving your client greater borrowing power and access to exclusive large mortgage products.
We’ll identify the lenders offering the best large mortgage terms under this exemption and negotiate on your behalf to secure the most competitive structure.
We specialise in obtaining large mortgages and securing the best possible terms for clients who don’t fit within automated systems, need personal service and wish to deal with an expert who can save them time.
