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Property prices have soared by 31% since 1998. This statistic may lead some to assume that the size of monthly mortgage payments has gone in the same direction; Private Finance's research shows that the opposite is true.

It is difficult, amidst the uncertainty that currently besets the nation, to set down any confident economic forecasts for the post-brexit world. It is possible, however, to assess the health of the economy as it currently stands and use this assessment to make a number of tentative predictions regarding mortgage rates and house prices.

Our client – a US national living in the States with no familial ties to the UK – wished to purchase a two bedroom flat in Colindale, where he planned to live during the months that he would be working in the UK each year.

Our clients – two doctors – wished to let out their property and purchase a second, larger one, into which they planned to move once the necessary financial arrangements had been made.

Will Brexit irreversibly weaken the property market, or will house prices remain dependable despite uncertainty?

There comes a point at which the financial incentives offered by the self-build option begin to offset the emotional costs it carries. Unbeknownst to many, that point may have already been reached.

Despite making up 15.1% of the working population, self-employed workers often find it extremely difficult to obtain a mortgage. This need not be the case.

The news is abuzz with pessimistic projections for 2019. No matter where we end up, no matter what we do, the situation is without hope – or so we’re being told.