Bank of England Holds the Base Rate at 3.75%, July 2026

With the base rate held at 3.75% and recent swap rate adjustments, we explore…
Mortgage Rates on the Rise, March 2026

Mortgage rates are rising after recent market movements. Speak to Private…
Getting a Mortgage with Unusual or Complex Income

Getting a mortgage with unusual or complex income is possible. Learn…
How Salary Sacrifice Pensions Affect Mortgage Borrowing

Paying into your pension through salary sacrifice can be tax-efficient…
Looking Ahead Into The 2026 Mortgage Market

We look at what could lie ahead for the 2026 mortgage market in the UK…
Self-Build Mortgages

There comes a point at which the financial incentives offered by the self-build option begin to…
Expectations for a Base Rate Cut This Week, December 2025

A Bank of England rate cut is expected this Thursday — what could it mean…
The Benefits of a Private Bank Mortgage

Private banks think, assess risk, and ultimately lend differently. We break…
Base Rate Cut To 4.00% In August

The Bank of England’s Monetary Policy Committee makes a close vote split…
Looking Ahead to the 2025 Mortgage Market

We reflect on the mortgage and housing market’s progress over the past…