4.97 out of 5 based on 2,400+ reviews
4.97 out of 5 based on 2,400+ reviews
Rated 4.97 out of 5 from 2,400+ reviews
The primary objective was varied; securing £1,000,000 for home improvements, business investments, and school fees, without the burdensome demands of traditional mortgage underwriting which go with such complex income.
Understanding the unique financial scenarios of high-net-worth individuals, Private Finance tailored a bespoke mortgage solution: a five-year roll-up bridging loan. This tailored solution permitted an initial withdrawal of £500,000, with the remainder of the lending available in staged drawdowns over the following three years.
If this scenario resonates with you or you’re seeking personalised mortgage advice for another situation, please get in touch — we’d be happy to see how we can help. Call us on 0800 652 0971 or email info@privatefinance.co.uk.
Why private finance
An independent, whole-of-market broker using 300+ lenders including high-street lenders, private banks and specialists — so we can find and structure the right solution.
We consider your wider financial picture, partnering with wealth advisers and accountants where useful, so the advice fits both your present and future needs.
An average 4.97/5 from more than 2,000 reviews. We keep the process simple, do the research and paperwork, and keep you updated throughout.
Your home may be repossessed if you do not keep up repayments on your mortgage.
A high net worth exemption mortgage is lending arranged under rules that allow a lender to assess affordability differently for clients who meet a defined wealth test.
The Financial Conduct Authority (FCA) defines a high net worth mortgage customer as someone with an annual net income of no less than £300,000, or net assets of no less than £3,000,000, or whose obligations are guaranteed by a person meeting one of those tests.
Where a client meets that test, the FCA’s rules allow a lender to apply a modified affordability assessment in place of the standard one.
Whatever your situation, our mortgage team can advise on suitable solutions. We specialise in complex and bespoke mortgage solutions to help you find competitive terms.
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