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    Expert Manchester Mortgage Broker

    Based in Hale covering Greater Manchester, our consultants understand the importance of local market knowledge when providing expert mortgage advice. With a wealth of experience spanning over 20 years in the industry, we grasp the distinct requirements that individuals may gather while engaging in property transactions in the Northern regions of the UK.

    Independent Mortgage Broker

    As an independent, whole-of-market mortgage broker, we provide completely impartial expert advice on the entire range of mortgage products available in the UK. Ranging from mainstream banks, Private Banks, and specialist lenders, both locally and internationally – our clients can make well-informed decisions comparing against the whole lending landscape. This access extends to exclusive and bespoke products, and lenders who may not have a consumer-facing presence.

    Specialist Mortgage Adviser

    Private Finance specialises in finding innovative mortgage solutions for clients with complex needs. Through our well-established partnerships with over 175 lenders, we open doors to Private Banks and specialist mortgage lenders, including those who do not have a consumer-facing presence.

    We are experts in handling complex mortgage applications for clients who fall outside the conventional criteria, such as those with multiple incomes streams or foreign currency. We connect you with the most suitable lender that is able to lend according to your unique circumstances.

    Our mortgage solutions are tailored to perfectly align with our client’s present and future financial aspirations. Find out more by speaking with an expert today on 0161 383 2659 or make a mortgage enquiry here.

    Expert Mortgage Advice You Can Trust   | Enquire now or Call us on 0161 383 2659 or

    Branch Information & Contact

    Email: hale@privatefinance.co.uk

    Phone: 0161 383 2659

    Address: 174 Ashley Road, Hale, Greater Manchester, WA15 9SF

    Ryan Garbett, Director and Senior Mortgage Consultant

    With over 19 years of experience in the mortgage and housing sector, Ryan’s extensive expertise covers a broad spectrum, with specialised knowledge in high-net-worth mortgages, buy-to-let mortgages, development finance, commercial finance, and bridging solutions.

    Contact Ryan Garbett
    Ryan Garbett Cheshire-Mortgage Adviser

    Access our Services

    Our communication channels are designed to cater to the needs of busy individuals. For appointment scheduling and enquiries, contact us on 0161 383 2659 or at hale@privatefinance.co.uk. Online appointments can be booked here.

    Face to face meeting

    In Person

    You are welcome to visit our office, or if preferred, we can arrange to meet you at your location. Please note that all in-person meetings are by prior arrangement only.

    Phone call meeting

    Over the phone

    Whether you’re at home, in the office, or anywhere else. Our remote telephone consultations allow you to take care of your mortgage needs from any location that suits you best.

    A graphic showing Video Calling

    Video Call

    If you prefer an in between option, we also can meet online through a video call. Receive the benefits of face-to-face but from the comfort of your own home.

    Specialist Mortgages


    Find out more about the specialist mortgages we can assist with below:

    Our expert views are regularly featured in:


    Mortgages in association with Jackson-Stops Estate Agents

    Jackson-Stops – Property experts since 1910

    Using effective marketing techniques and global coverage, national estate agents Jackson-Stops ensure your property receives the attention it deserves.

    With over 40 offices throughout the UK, a comprehensive database of buyers and prospective tenants from around the world, and exposure on key property search portals (including Rightmove and OnTheMarket), you can be rest assured that your property will be seen by the right people.

    From town apartments to grand estates, whether exploring properties to rent, buy or sell, Jackson-Stops can help.

    Contact 0161 383 2659 or email hale@privatefinance.co.uk to find out more.


    What our clients say

    • "He creates a strategy for my lending needs"
      If it wasn’t for Ryan I wouldn’t have been able to do my latest development of two houses. He sourced a lender for me when I thought it wouldn’t have been possible. His knowledge across the mortgage/loan industry is incredible & I always go to him as he creates a strategy for my lending needs which is far better than anything I could find. His fees are far outweighed by the savings which I make and the opportunities which are created by partnering with him.
    • "Excellent service from start to finish"
      Highly recommend Ryan Garbett and his team! Excellent service from start to finish. Incredibly knowledgeable, professional and efficient!
    • "Cannot recommend Ryan and Jake enough! "
      Cannot recommend Ryan and Jake enough! They took our buy-to-let remortgage, listened to our requirements for some additional borrowing, and worked with us to find the perfect solution. A very friendly, approachable and professional team that we look forward to dealing with in the future.
    Private Finance