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    Branch Information & Contact

    Email: kent@privatefinance.co.uk

    Phone: 01732 441 049

    Address: 52 High Street, Sevenoaks, Kent, TN13 1JG

    Chris Sykes – Kent Mortgage Adviser

    Branch manager

    Chris Sykes has a deep knowledge of the mortgage and housing market. His expert views are frequently mentioned in the press including the Financial Times, the Guardian, the Times, as well as a number of key trade publications.

    As Technical Director and Senior Mortgage Consultant, Chris’s passion for the mortgage and housing market is evident in every aspect of his work. Driven by a genuine desire to deliver exceptional service, Chris goes above and beyond to ensure his clients receive the best possible guidance and support.

    Mortgage Advice in Kent and the Southeast

    Located in Sevenoaks, Kent, our consultants recognise the profound value of local insights when seeking expert mortgage advice. With an extensive background spanning over two decades in the industry, we grasp the distinct requirements that individuals may harbour while engaging in property transactions such as buying, selling, or letting within the Southeast region.

    Sevenoaks stands as a haven for London-based buyers and commuters, offering exceptional road and rail connections to the Capital, and an array of distinguished schools, all enveloped by the scenic beauty of the surrounding countryside.

    Within the Southeast area, one encounters a diverse array of architectural styles, ranging from historic listed buildings to colt houses, properties featuring annexes, and those with expansive square footage.

    Independent Mortgage Adviser

    As an independent, whole-of-market mortgage adviser, we offer expert advice on the entire range of mortgage products available in the UK. This includes mortgages from mainstream banks, Private Banks, and specialist lenders, both locally and internationally, who may not have a consumer-facing presence. Our mortgage solutions are tailored to perfectly align with our client’s present and future financial aspirations.

    We are experts in handling complex mortgage applications for clients who fall outside the conventional criteria, such as those with multiple incomes streams or foreign currency. Leveraging our extensive network of lenders of over 175 different lenders and whole-of-market access, we connect you with the most suitable lender that is able to lend to individuals with non-standard income and cater to unique financial requirements.

    Our Services

    Our Services

    Specialist Mortgages


    At Private Finance, we specialise in finding innovative mortgage solutions for clients with complex needs. Through our well-established partnerships with over 175 different lenders, we open doors to Private Banks and specialist mortgage lenders who don’t have a consumer-facing presence.

    Find out more about the specialist mortgages we can assist with below. Speak with a mortgage adviser to start your mortgage journey today:

    Access our Services

    Our communication channels are designed to cater to the needs of busy individuals. For appointment scheduling and enquiries, contact us on 01732 441049 or by email sevenoaks@privatefinance.co.uk. Online appointments can be booked here.

    Face to face meeting

    Face-to-Face Meetings

    You are welcome to visit our office, or if preferred, we can arrange to meet you at your location. All meetings are by prior arrangement only.

    Phone call meeting

    Telephone Consultations

    Whether you’re at home, in the office, or anywhere else, our remote telephone consultations allow you to take care of your mortgage needs from any location that suits you best.

    A graphic showing Video Calling

    Video Calls

    If you prefer an in between option, we also can meet through video calls. Receive the benefits of face-to-face but from the comfort of your own home.

    Our expert views are regularly featured in:


    Mortgages in association with Jackson-Stops Estate Agents

    Jackson-Stops – Property experts since 1910

    Using effective marketing techniques and global coverage, national estate agents Jackson-Stops ensure your property receives the attention it deserves.

    With over 40 offices throughout the UK, including London and the Southeast, a comprehensive database of buyers and prospective tenants from around the world, and exposure on key property search portals (including Rightmove and OnTheMarket), you can be rest assured that your property will be seen by the right people.

    From town apartments to grand estates, whether exploring properties to rent, buy or sell, Jackson-Stops can help.

    Contact 01732 441049 or email kent@privatefinance.co.uk to find out more.


    What our clients say

    • "Thank you for taking the stress out of it all"
      I honestly can not thank Chris and the team at private finance enough. We got our initial mortgage with Chris years ago and have just done our remortgage with him. I have also recommended them to everyone. They go over the mile for clients from start to finish. Honestly thank you for taking the stress out of it all!
    • "I know my clients are safe with you"
      Chris & Jacob are amazing! If you are looking for someone who has extensive knowledge; is super efficient; a true trusted advisor and seeks to save you money then Chris is your man. With Jacob by his side, not a single detail is missed, they really are a brilliant team. Thank you for helping me personally but also a big thank you to all my clients you have helped (and saved from losing their purchases) over the years. I know my clients are safe with you.
    • "Very thorough and helpful"
      Chris was recommended to us by the estate agent, as we hadn't found a mortgage broker yet. He was immediately very thorough and helpful, and made it clear that he would be acting independently for us. He helped us to squeak in our approval just before the mini budget in September 2022 sent the market into a panic, which has saved us thousands on a five-year fixed term. He and Jacob were always very friendly and helpful.
    • "Went above and beyond"
      Chris Sykes is terrific -- went above and beyond in a changing situation and provided good advice that led me options I hadn't considered. Very prompt at responding and easy to schedule calls with.
    • "I would not hesitate to recommend"
      I would highly recommend Private Finance for all of your mortgage needs. Chris Sykes and Jacob Elliot are absolutely brilliant and have, on so many occasions, gone above and beyond. They provided exceptional advice on mortgage products and options, clearly and promptly addressed all of our questions, were thoughtful and attentive and ensured that things kept moving along. I would not hesitate to recommend.
    • "Realistic and no-nonsense advice"
      Introduced to Chris S from Private Finance by my estate agents - I had an end of term mortgage to repay and wanted to bridge until our house sold. Realistic and no-nonsense advice, pragmatic and fast service together with problem solving on our behalf with the new lender - the problems being the current use of technology to communicate… Very happy to give Private Finance a big thumbs up and a thank you for a job well done.
    Private Finance