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Commercial Property Finance

Commercial property finance often requires a more detailed approach than standard residential borrowing. Lenders may consider rental income, business performance, asset type, tenant profile, lease terms, refurbishment plans and the strength of the proposed exit strategy.
Private Finance advises clients on commercial mortgages, commercial bridging loans, development finance, portfolio landlord finance and specialist property investment structures. We work with investors, landlords, developers and business owners who need funding for property purchases, refinancing, refurbishment or growth.
Our experience across both residential and commercial lending allows us to consider the full picture, particularly where clients hold mixed portfolios or have complex income, ownership or asset structures.

Funding for Commercial and Investment Property

The right commercial finance solution depends on the property, the borrower and the intended use of funds. A trading business purchasing its own premises may need a different structure from an investor acquiring a multi-let asset, a landlord refinancing a portfolio or a developer funding a site through to completion.
We help assess the available routes, prepare the case for lenders and identify funding structures that align with your plans. This may involve long-term commercial mortgages, short-term bridging finance, development finance, semi-commercial lending or a bespoke lender approach where the asset does not fit standard criteria.