4.97 out of 5 based on 2,400+ reviews

Bespoke Lending for High-Value Property and Complex Wealth

Private Office is designed for clients whose borrowing requirements are more complex, confidential or high value. This may include large residential mortgages, high-net-worth lending, luxury property purchases, trust structures, international income, private bank lending or borrowing against a wider asset base.
At this level, mortgage advice is rarely just about rate comparison. Lenders may need to understand global income, business ownership, liquidity, investment assets, carried interest, foreign currency income, trusts, family wealth structures or bespoke repayment plans.
Private Finance works with clients who require a more considered lending strategy, drawing on relationships across private banks, specialist lenders and mainstream institutions where appropriate.

Lending Structured Around Wealth, Income and Property

High-value borrowing often benefits from a more tailored approach. Some clients may prioritise flexibility, others may require interest-only borrowing, a higher loan size, complex affordability assessment or a lender willing to take a broader view of assets and income.
We help clients present their circumstances clearly, identify suitable lender routes and consider how the mortgage fits within their wider financial position. This may involve private bank mortgages, large loan structures, bespoke lending solutions or specialist finance where standard lender criteria are too restrictive.