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Throughout this article we discuss recent trends in the UK mortgage market, looking at the BTL sector, later-life mortgages, the first-time-buyer market, long-term fixed mortgages, and more.

Renting vs. Buying: we discuss the reasons behind the current first-time buyer boom and explain why acquiring a property today could save you over a million pounds over the next 40 years.

The help to buy equity loan is an initiative aimed at helping prospective homeowners with small deposits by providing them with access to five-year interest free loans of up to 40% of their property’s value. Here we discuss the details of the scheme and calculate the potential savings it can give to small deposit borrowers.

Property prices have soared by 31% since 1998. This statistic may lead some to assume that the size of monthly mortgage payments has gone in the same direction; Private Finance's research shows that the opposite is true.

It is difficult, amidst the uncertainty that currently besets the nation, to set down any confident economic forecasts for the post-brexit world. It is possible, however, to assess the health of the economy as it currently stands and use this assessment to make a number of tentative predictions regarding mortgage rates and house prices.

Our client – a US national living in the States with no familial ties to the UK – wished to purchase a two bedroom flat in Colindale, where he planned to live during the months that he would be working in the UK each year.

Our clients – two doctors – wished to let out their property and purchase a second, larger one, into which they planned to move once the necessary financial arrangements had been made.

Will Brexit irreversibly weaken the property market, or will house prices remain dependable despite uncertainty?