Blog

  • Private Finance's reaction to the Autumn Statement 2015

    One of the most welcome developments from this year’s Autumn Statement is the Chancellor’s decision to provide 400,000 new homes which will go a long way to address the UK’s urgent need for more affordable housing. The Chancellor has quite rightly made housing ‘a priority’ in this year’s Statement and by declaring his intention to provide a further £7bn for housebuilding, he has demonstrated a genuine commitment to addressing this issue at its core.

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  • Private Finance appoints new Head of Sales

    Today, Private Finance announces its appointment of Mike Perrin as Associate Director and Head of Sales. Perrin’s role will be focussed on optimising performance on current business, supporting future business growth including that from the firm’s successful agency introducer relationships and through its digital marketing strategies.

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  • The MCD - effects on foreign currency mortgages and buy-to-let

    As we wrote in our first blog on the subject, the Mortgage Credit Directive (MCD) is a piece of European legislation which is designed to create a single market for first and second charge mortgages and to protect consumers. In response, lenders have been making changes to their criteria and these changes are beginning to have an effect on borrowers in the areas of both foreign currency loans and some buy to let mortgages.

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  • The European Mortgage Credit Directive (MCD) – what does it mean for you?

    The MCD is a piece of European legislation which is designed to create a single market for first and second charge mortgages and to protect consumers by stress-testing their ability to repay a mortgage in changing economic circumstances. It will be implemented in the UK through rules drawn up by the Bank of England’s Financial Conduct Authority (FCA) and will take formal effect from March 2016.

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  • Mortgage lending still at its strongest since 2008

    The Council of Mortgage Lenders (CML) has just published its monthly Regulated Mortgage Survey data for August 2015. Whilst the survey shows a slight dip in lending on the previous month, we are still confident that lending overall will continue to remain at levels not seen since 2008, well into the New Year.

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  • Latest Jackson-Stops Market Review available now

    What do York & Westminster have in common? Sterling gain. Sustained investment. Are you a mortgage misfit? Country living. Planning 'la domination du monde'. A series of fascinating articles about the UK property market are contained in the latest Jackson-Stops Market Review.....

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  • The May 2015 General Election and your mortgage

    Are you thinking of buying a property or remortgaging to fix your rate, release capital or reduce your monthly repayments? Our advice is not to let the forthcoming General Election, already set for 7 May 2015, delay your decision. Interest rates can go only one way, upwards, and there is a real possibility that they are likely to do so well before next May.

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

© Private Finance Limited, 2019. Private Finance provides independent mortgage advice and arranges individual mortgage solutions for clients. Private Finance is a trading style of Private Finance Ltd, 29 Lincolns Inn Fields, London, WC2A 3EG, registered in England no. 3855776 and its Appointed Representatives. Private Finance Limited is authorised and regulated by the Financial Conduct Authority (FCA registration number 310566).

Private Finance Ltd is rated 4.94 stars by Reviews.co.uk based on 526 merchant reviews

4.94 / 5 Rating
526 Reviews
Conor was great at handling our mortgage. From helping us understand how the process works. Reassuring us of what needs to happen when. Our mortgage was handled with care and understanding of our needs even when the changed. I’d highly recommend Conor to help guide you through the process of attaining a mortgage.
I used Private Finance for a mortgage as a foreign income earner. Michelle was thorough, organised & efficient in supplying me with the information I needed to make the right choice. The options she supplied me with were at great rates and everything was handled smoothly, despite more complicated circumstances than most. I will be using them again in the future and recommend them to anyone looking for a mortgage.
Michelle our broker was really helpful and knowledgeable. We have used private finance before and definetely would again.
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