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Our client – a US national living in the States with no familial ties to the UK – wished to purchase a two bedroom flat in Colindale, where he planned to live during the months that he would be working in the UK each year.

Our clients – two doctors – wished to let out their property and purchase a second, larger one, into which they planned to move once the necessary financial arrangements had been made.

Will Brexit irreversibly weaken the property market, or will house prices remain dependable despite uncertainty?

There comes a point at which the financial incentives offered by the self-build option begin to offset the emotional costs it carries. Unbeknownst to many, that point may have already been reached.

Despite making up 15.1% of the working population, self-employed workers often find it extremely difficult to obtain a mortgage. This need not be the case.

The news is abuzz with pessimistic projections for 2019. No matter where we end up, no matter what we do, the situation is without hope – or so we’re being told.

For the UK’s 4.8 million self-employed, mortgage options depend greatly on the sector and nature of their work. It’s often assumed that all lenders will want at least three year’s accounts and will base their maximum loan on taxable income. For contract workers, especially in historically dependable sectors such as IT, the reality can be very different - and much better.

New analysis by Private Finance reveals a staggering £15.4 billion of annual interest is being paid by mortgage borrowers sitting on their lenders’ standard variable rate (SVR).