News

Contrary to expectation, the high-net-worth portion of the population is one of the mainstream mortgage industry's worst served demographics. Throughout this article we explain how, with the help of a good mortgage broker, such individuals can satisfy their lending needs.

There are a range of mortgage-related difficulties that apply uniquely to country properties. Throughout this article, we show that while mainstream lenders are often unwilling to lend on such properties, there are almost always specialist lenders that will give serious consideration to such mortgage applications.

We discuss the factors affecting the attractiveness of short- compared to long-term fixed-rate mortgages, with the aim of helping our readers ascertain which option is most suitable for them.

Our client – a UK business owner – wished to raise finance in order to purchase the property he had been renting for the previous twelve months. The problem, however, was that he did not have two years' worth of accounts, which meant that most lenders would not consider his case.

Our client – a British expat living in Cameroon – wished to purchase a six-bedroom country home on the outskirts of an idyllic Welsh village.

It is difficult, amidst the uncertainty that currently besets the nation, to set down any confident economic forecasts for the post-brexit world. It is possible, however, to assess the health of the economy as it currently stands and use this assessment to make a number of tentative predictions regarding mortgage rates and house prices.

Our client – a US national living in the States with no familial ties to the UK – wished to purchase a two bedroom flat in Colindale, where he planned to live during the months that he would be working in the UK each year.

Our clients – two doctors – wished to let out their property and purchase a second, larger one, into which they planned to move once the necessary financial arrangements had been made.