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Swap, Libor and Exchange rates as of the 11th of June 2019

Later life mortgages have exploded in popularity over recent years. We explain why this is not necessarily a bad thing, and provide an overview of the main types of mortgage product available to older borrowers.

Political uncertainty is rampant. Nobody knows where we as a nation will end up. But amidst this roiling sea of uncertainty, the British economy is marching on unperturbed.

Our client – a UK business owner – wished to raise finance in order to purchase the property he had been renting for the previous twelve months. The problem, however, was that he did not have two years' worth of accounts, which meant that most lenders would not consider his case.

Our client – a British expat living in Cameroon – wished to purchase a six-bedroom country home on the outskirts of an idyllic Welsh village.

Throughout this article we discuss recent trends in the UK mortgage market, looking at the BTL sector, later-life mortgages, the first-time-buyer market, long-term fixed mortgages, and more.

Renting vs. Buying: we discuss the reasons behind the current first-time buyer boom and explain why acquiring a property today could save you over a million pounds over the next 40 years.

The help to buy equity loan is an initiative aimed at helping prospective homeowners with small deposits by providing them with access to five-year interest free loans of up to 40% of their property’s value. Here we discuss the details of the scheme and calculate the potential savings it can give to small deposit borrowers.