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Swap, Libor and Exchange rates as of 18th September 2019

Since the financial crisis, mainstream lenders have turned their attention away from sophisticated borrowers in favour of those with typical income profiles that satisfy their 'tick box' criteria. Now, however, in an attempt to step in on the £1-3 million loan market, many mainstream lenders are coming out with bespoke mortgage ranges that allow them to target the atypical, sophisticated borrowers within the market.

Contrary to expectation, the high-net-worth portion of the population is one of the mainstream mortgage industry's worst served demographics. Throughout this article we explain how, with the help of a good mortgage broker, such individuals can satisfy their lending needs.

Though the property market is undoubtedly less hospitable to landlords than it once was, there are still profitable options available to those willing to search for them. Throughout this article, we discuss some of these options, with the goal of dispelling the myth that buy-to-let property ownership is no longer a viable investment.

There are a range of mortgage-related difficulties that apply uniquely to country properties. Throughout this article, we show that while mainstream lenders are often unwilling to lend on such properties, there are almost always specialist lenders that will give serious consideration to such mortgage applications.

We discuss the factors affecting the attractiveness of short- compared to long-term fixed-rate mortgages, with the aim of helping our readers ascertain which option is most suitable for them.

Later life mortgages have exploded in popularity over recent years. We explain why this is not necessarily a bad thing, and provide an overview of the main types of mortgage product available to older borrowers.

Political uncertainty is rampant. Nobody knows where we as a nation will end up. But amidst this roiling sea of uncertainty, the British economy is marching on unperturbed.