Best Buy: Residential
Product Type 2 Year Discounted Variable
Initial Rate 1.49%
Subsequent Rate 5.70%
APR* 4.9%
Arrangement Fee £699
Best Buy: Residential
Product Type 2 Year Fixed
Initial Rate 1.14%
Subsequent Rate 3.54%
APR* 3.1%
Arrangement Fee £995
* The overall cost for comparison

The availability of the above products is dependent upon certain criteria including but not limited to loan size, loan to value and personal income.


With different lending criteria, rates and charges imposed by the various lenders who offer first time buyer mortgages, it is important that we negotiate the right deal for you. We work efficiently and quickly on your behalf, understanding that speed is often of the essence. We are with you from start to finish; there's no need for you to chase the lender or other professionals involved in the process.

Please speak to a consultant now on 0800 980 8777 or request a call back below

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You can unsubscribe from marketing emails or telephone communications at any time by clicking the ‘Unsubscribe’ link at the bottom of emails sent to you.

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I would not hesitate to recommend Private Finance and I can’t praise the firm highly enough. Alexander Armstrong, Comedian, Actor & Presenter
So many people have congratulated us on getting finance in place to buy without selling. Very few people realised before how useful a broker can be. Jan Harrison
Once again, many, many thanks for the help provided by you and your team (especially Tricia). We were very impressed with how quick and responsive you all were. More than that, you were the key to us realising that we could actually move ahead on a let-to-buy basis, after I’d rather been discouraged by a previous conversation with another intermediary, so it’s no exaggeration to say that we couldn’t have done it without you. Mr & Mrs Lethem
Dear Edward, it was such a pleasure dealing with your firm, I wanted to make a special effort to write and thank you and your team for all your efforts.  I set you a difficult task because of the many circumstances surrounding my refinance. Having bought and sold property in England some years ago and then becoming a licenced commercial property broker in California, I was involved in arranging many mortgages both for myself and my clients. Both Simon Marsh and Tricia Clarke were gracious and helpful, and assisted me in every way possible. They were right on top of the situation and made me feel as if I was the only client they had. I have never had such excellent service before; both sides of the Atlantic! I truly appreciated the promptness with which all the requests were passed on to me, and in helping me to fill out the forms.  Now it is in the hands of the solicitors. Thank you again and I will have no hesitation in recommending your firm. Basia Fuller

Business Leader Award

by Ian Giles | Jul 13, 2015
At the 2015 British Mortgage Awards, held in London on 9th July, Simon Checkley, Managing Director of Private Finance, received the top award for Business Leader of the year at a small to medium-sized mortgage broker. The judging panel, made up of the heads of various UK mortgage firms, were impressed by the growth of the Private Finance business under Simon’s direction, without compromising on its high standards of client service.
At the 2015 British Mortgage Awards, held in London on 9th July, Simon Checkley, Managing Director of Private Finance, received the top award for Business Leader of the year at a small to medium-sized mortgage broker. The judging panel, made up of the heads of various UK mortgage firms, were impressed by the growth of the Private Finance business under Simon’s direction, without compromising on its high standards of client service.

Simon (second left in the photo) commented “This is an award for the whole team at Private Finance who have successfully negotiated billions of pounds of mortgages since the company was first established in 1999. Even though we are growing to meet increasing demand, we will not deviate from our mission to exceed clients’ expectations, working on their behalf to procure competitive terms and a suitable solution, quickly and efficiently.”


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    © Private Finance Limited, 2020. Private Finance provides independent mortgage advice and arranges individual mortgage solutions for clients. Private Finance is a trading style of Private Finance Ltd, 29 Lincolns Inn Fields, London, WC2A 3EG, registered in England no. 3855776 and its Appointed Representatives. Private Finance Limited is authorised and regulated by the Financial Conduct Authority (FCA registration number 310566).

    Private Finance Ltd is rated 4.96 stars by based on 890 merchant reviews

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    890 Reviews
    Luke was efficient, trustworthy, helpful and easy to deal with. We have used him at least three times for our mortgage / remortgage and will do so again!
    Ryan Garbett and Nathan Cole, assisted me with remortaging and the purchase of my new property. The products were competitive and the service received was exemplary, keeping me informed at each stage and responding quickly throughout the whole process. Will continue to use for any future needs, no question.
    Donovan Mawson helped us re-mortgage two London properties to pay for our new home in Northumberland. He and his colleagues provided a level of professionalism, integrity and efficiency that I have never previously encountered in the financial services industry and I'm 62. Simply the best aptly sums up their performance. Absolutely no hesitation in recommending Private Finance to friends and family. Kevin J
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