Buy To Let Calculator

RESULTS

As Now Transitional Rules New Rules
2016/17 2017/18 2018/19 2019/20 2020/21
Rental Income
Running Costs
Mortgage Interest
Deductible Mortgage Interest
Taxable Rental Income
Tax on Rental Income
Mortgage Interest Relief
Tax Due on Rental Income
Net Profit/Loss after Tax

TAXATION & PROFITABILITY

TAX BAND

2016/17 2017/18 2018/19 2019/20 2020/21

GENERAL ASSUMPTIONS

  1. The above illustrations are indicative and don't cover all possible scenarios.Your circumstances will determine your total tax liability.
  2. Rental income and mortgage costs remain the same over time. Mortgage payments are calculated on an interest only basis.
  3. In some circumstances, losses may be carried over to subsequent tax years, this calculator doesn't take account of losses.
  4. As tax is paid in arrears, this calculator isn't representative of cash flow.
  5. Additional fees, including Early Repayment Charges(ERCs), may apply.

TAX BAND ASSUMPTIONS (ALL YEARS)

0% Threshold £11,000
20% Threshold £43,000
40% Threshold £150,000
45% Threshold Over £150,000

LEGAL COPY

The value of tax reliefs depends on your individual circumstances. Tax laws can change. The Financial Conduct Authority does not regulate tax advice.
No responsibility can be accepted for any loss as a result of acts or omissions taken in respect of use of this calculator.
Thresholds, rates and tax legislation may change in subsequent Finance Acts. Levels, bases of and reliefs from taxation are subject to change and depend on individual circumstances.
These calculators provide examples to help with budgeting and not to choose a mortgage.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

© Private Finance Limited, 2018. Private Finance provides independent mortgage advice and arranges individual mortgage solutions for clients. Private Finance is a trading style of Private Finance Ltd, 29 Lincolns Inn Fields, London, WC2A 3EG, registered in England no. 3855776 and its Appointed Representatives. Private Finance Limited is authorised and regulated by the Financial Conduct Authority (FCA registration number 310566).

Private Finance Ltd is rated 4.94 stars by Reviews.co.uk based on 479 merchant reviews

4.94 / 5 Rating
479 Reviews
Simon and Chloe were incredibly helpful from start to finish and always kept us up to date on our mortgage application. We have now moved into our new home and couldn't have done it without their advice.
Chloe Leavesley at Private Finance was an absolute star to work with. My situation made re-mortgaging very complicated and time consuming but her help and determination really shone through. While being very disappointed with the service I received from my mortgage company, I cannot speak highly enough about the service I was provided by Chloe.
I wish I could add more stars! Conor Carpenter went above and beyond to help us secure our dream house! Our situation was a bit unusual, both being self employed and with one set of our accounts not showing a true reflection of income. We were declined by a previous broker and company not even trying to see how they could help. Conor also had some issues to find us a solution but he kept trying and we achieved a solution and are waiting to sign contracts to exchange on our dream home very soon! We wouldn’t hesitate to use this company again.
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