Buy To Let Calculator

Monthly Gross Rental Income:

Annual Employment & Trade Income:

Monthly Mortgage Interest:

Monthly Running Costs e.g. Maintenance:

RESULTS

	As Now	Transitional Rules			New Rules
	2016/17	2017/18	2018/19	2019/20	2020/21
Rental Income
Running Costs
Mortgage Interest
Deductible Mortgage Interest
Taxable Rental Income
Tax on Rental Income
Mortgage Interest Relief
Tax Due on Rental Income
Net Profit/Loss after Tax

TAXATION & PROFITABILITY

TAX BAND

2016/17	2017/18	2018/19	2019/20	2020/21

GENERAL ASSUMPTIONS

The above illustrations are indicative and don't cover all possible scenarios.Your circumstances will determine your total tax liability.
Rental income and mortgage costs remain the same over time. Mortgage payments are calculated on an interest only basis.
In some circumstances, losses may be carried over to subsequent tax years, this calculator doesn't take account of losses.
As tax is paid in arrears, this calculator isn't representative of cash flow.
Additional fees, including Early Repayment Charges(ERCs), may apply.

TAX BAND ASSUMPTIONS (ALL YEARS)

0% Threshold	£11,000
20% Threshold	£43,000
40% Threshold	£150,000
45% Threshold	Over £150,000

LEGAL COPY

The value of tax reliefs depends on your individual circumstances. Tax laws can change. The Financial Conduct Authority does not regulate tax advice.
No responsibility can be accepted for any loss as a result of acts or omissions taken in respect of use of this calculator.
Thresholds, rates and tax legislation may change in subsequent Finance Acts. Levels, bases of and reliefs from taxation are subject to change and depend on individual circumstances.
These calculators provide examples to help with budgeting and not to choose a mortgage.

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