The Private Finance Experience

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Whether you are purchasing a residential or buy to let property or remortgaging, Private Finance works to obtain a suitable mortgage quickly and at a competitive rate. We recognise that our clients come in many shapes and sizes and the circumstances and characteristics of one borrower might be quite different from another. Pricing of mortgages also varies significantly between lenders, depending on their assessment of the quality of the lending. This is determined by factors such as loan to value ratio, loan size, the borrower’s income and their general financial status.

We appreciate that property finance issues can be complicated and our aim is to simplify the mortgage application and house buying process, taking all the ‘hassle’ away from you, whilst at the same time always keeping you informed of progress and requirements.

Here are the key steps in our service to you

  1. Your first consultation is free; you are under no obligation to take advice or pay any fees. During this conversation we will ascertain your requirements (which, in addition to the subject of finance, might include life protection, household insurance) and put you in contact with other parties if required such as surveyors, solicitors, architects and removal firms.
  2. Your dedicated Private Finance broker will follow up by sending you full documentation describing the level of service and our terms of business.
  3. If you then confirm your instructions to Private Finance to provide advice and to arrange a mortgage, your broker will complete a full ‘fact-find’, carry out the required research and make a recommendation.
  4. If you are satisfied with the recommendation your broker will assist you with completion of the necessary application forms and collation of documentation required by the lender.
  5. Following submission of the application we will then liaise with the lender and any other parties you instruct us to, so you don’t need to chase anyone yourself.
  6. We will also be able arrange appropriate competitive protection insurance (life protection and household insurance) if you would like us to do so.
  7. Once your mortgage has completed, we will be on hand in case you ever have any queries about mortgages in general and we will be able to offer you a full review of your requirements when your current deal expires.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

© Private Finance Limited, 2018. Private Finance provides independent mortgage advice and arranges individual mortgage solutions for clients. Private Finance is a trading style of Private Finance Ltd, 29 Lincolns Inn Fields, London, WC2A 3EG, registered in England no. 3855776 and its Appointed Representatives. Private Finance Limited is authorised and regulated by the Financial Conduct Authority (FCA registration number 310566).

Private Finance Ltd is rated 4.94 stars by Reviews.co.uk based on 479 merchant reviews

4.94 / 5 Rating
479 Reviews
Simon and Chloe were incredibly helpful from start to finish and always kept us up to date on our mortgage application. We have now moved into our new home and couldn't have done it without their advice.
Chloe Leavesley at Private Finance was an absolute star to work with. My situation made re-mortgaging very complicated and time consuming but her help and determination really shone through. While being very disappointed with the service I received from my mortgage company, I cannot speak highly enough about the service I was provided by Chloe.
I wish I could add more stars! Conor Carpenter went above and beyond to help us secure our dream house! Our situation was a bit unusual, both being self employed and with one set of our accounts not showing a true reflection of income. We were declined by a previous broker and company not even trying to see how they could help. Conor also had some issues to find us a solution but he kept trying and we achieved a solution and are waiting to sign contracts to exchange on our dream home very soon! We wouldn’t hesitate to use this company again.
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