£1.5 million mortgage at 90% loan to value



Our clients found their dream home and required a mortgage of £1.5 million with a mortgage at 90% loan to value which they could pay down upon the sale of their property. The complexities in this case were as follows:

  1. The clients required a high value loan with a high loan to value ratio.
  2. The property the clients were going to sell remains incomplete and will not be finished for circa 6 months.
  3. The client wanted the majority of the loan to be interest only.
  4. Despite high levels of income from his business the client only had one years of account at the time of application

Solution & Lending Facility

With access to every lender on the market and vast experience negotiating property finance of every kind, Private Finance’s brokers are equipped to find solutions to mortgage-related problems that may at first glance seem unsolvable.

On this occasion, our consultant was able to utilise our relationship with a private bank who saw past the complexities and provided the client with the requisite £1.5 million mortgage at 90% loan to value. This included the ability to pay tranches down early, consisting of a combination of 2-year tracker mortgages over short 3-year terms and 2-year fixed mortgages over 30-year terms, one of which was interest only.


© Private Finance Limited, 2020. Private Finance provides independent mortgage advice and arranges individual mortgage solutions for clients. Private Finance is a trading style of Private Finance Ltd, 29 Lincolns Inn Fields, London, WC2A 3EG, registered in England no. 3855776 and its Appointed Representatives. Private Finance Limited is authorised and regulated by the Financial Conduct Authority (FCA registration number 310566).

Private Finance Ltd is rated 4.96 stars by Reviews.co.uk based on 919 merchant reviews

4.96 / 5 Rating
919 Reviews
I cant tell you how fabulous its been to deal with Private Finance and specifically Nathan Cole. My forte is not finance and he kept his cool during the whole process even through covid and his own personal stuff. Its been a delight! Explained things a million times when needed and not in a patronising way. Private finance will be the first people i call!
Exceptional level of service and always very quick to respond to any queries. We would highly recommend Private Finance and look forward to working with you again in the future.
Excellent service and follow up by Private Finance throughout the entire process. Highly recommend.
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