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What our clients say

Why Private Finance?

  • Exceptional Service

    With an average rating of 4.97 out of 5 from more than 2,000 reviews, we offer a peerless client experience.

    Focus on your day-to-day, while we handle the paperwork.

  • Lender Relationships

    We’re an independent mortgage broker with whole-of-market access using over 175 lenders. We utilise our strong ties with lenders including Private Banks and specialist providers to arrange expert mortgage solutions for our clients.

    We survey the entire market, leaving no stone unturned – finding the right mortgage solution for you.

  • Holistic Expertise

    We believe in mortgage advice that not only considers your personal and financial situation but also the wider financial markets.

    To achieve this, we partner with wealth advisers and accountants to draw on their expertise when needed and tailor advice to suit your current and future needs.

  • Highly Skilled

    The mortgage market is constantly changing and you may find that your mortgage needs are more complex today than ever before.

    We are the expert independent mortgage broker of choice for leading publications such as The Times and The FT. We use this knowledge of the latest developments in the market to provide you with the best advice available.

Our expert views are regularly reported in:

Independent Mortgage Broker


As an independent mortgage broker with whole-of-market access, we offer expert, unbiased advice on the entire range of mortgage products available in the UK.

We’re here to help you – from relatively straightforward mortgages to high value and complex specialist mortgages, our team of expert consultants has the experience and industry relationships to find innovative mortgage solutions for you.

And as an extension of our service, we’re also able to advise on protection and arrange household insurance – giving you one less thing to organise.

Let's talk about a better mortgage   | Call us on 0800 980 8777 or Arrange a call back or

Four simple steps to your mortgage

Four simple steps to your mortgage

  • 1
    Consultation at a time to suit you

    A friendly and relaxed conversation to find out about you and what you need.

    Your time is valuable, so we’ll arrange a time to speak that’s convenient for you. Your initial consultation is completely free and you are under no obligation to continue.

  • 2
    We get to know you

    Our clients are all different. That’s why we take the time to understand you and your unique circumstances. We’ll discuss your financial situation, requirements, and preferences to identify the best mortgage options for you. We apply our deep knowledge of the wider market and your future needs in all our advice.

  • 3
    Leave it to us

    Once you give us the green light, our consultant will search the whole of the market to find the best deals available to you and provide you with a recommendation. Once you’re happy with the terms we’ve found you, we’ll help complete the necessary forms and gather the correct documentation required by the lender.

  • 4
    Completion

    Once you have your new mortgage in place, this isn’t goodbye. We’ll always be on hand if you ever have any queries about mortgages in general – and we’ll be there to find you the best solution available when your current deal expires. We can also help arrange suitable protection and home insurance – we’ve got you covered.

Mortgage Tools and Resources


With our online mortgage tools, find the information you need using our helpful guides, information on the best mortgage rates and handy mortgage calculators.

Mortgage Tools and Resources


With our online mortgage tools, find the information you need using our helpful guides, information on the best mortgage rates and handy mortgage calculators.



About Private Finance

Established in 1999, Private Finance is an award-winning, independent, whole-of-market mortgage broker, offering expert advice on the entire range of mortgage products available in the UK. This includes mortgages from mainstream banks, as well as Private Banks and specialist mortgages from lenders who do not have a consumer-facing presence.

We specialise in a broad range of mortgage lending, from more straightforward mainstream mortgages to high-value complex and specialist mortgages. In keeping with our mission to provide our clients with holistic advice, we also offer expert advice on protection and arrange household insurance to ensure our clients have complete peace of mind in their new properties.

How can an independent mortgage broker help me?

An independent mortgage broker is not restricted to any particular provider. They offer advice on the whole range of mortgage products available in the UK.

As an independent, whole-of-market mortgage broker, we have access to the entire market, unlike other providers who only have access to a limited panel of lenders. We work with over 175 different lenders, ranging from small building societies to global banking brands. This includes mainstream banks, Private Banks, and specialist mortgages – even with lenders who do not have a consumer-facing presence.

This provides access to a far greater range of options, placing our consultants in an optimal position to find the right mortgage product for each client. We provide completely impartial, expert advice so that clients can make well informed decisions based on a complete picture of the lending landscape.

Our team of experienced consultants is here to help find the best possible mortgage product available to you. Call us today on 0800 980 8777 or make a mortgage enquiry here.

Private Finance