5 x Income For A Self-Employed Mortgage


Mr A was selling his home in West London for £1,000,000 and had found a new home in the country for £3,500,000.

Our client was experiencing difficulty, however, in obtaining mortgage finance as his existing bank and broker both had concluded that his latest accounts were not strong enough to support the £2,700,000 that he required in order to purchase his new home.


When Private Finance were instructed, we identified that his business was going from strength to strength and that the positive trend in the accounts was strong. We asked the client for his management accounts and with these we were able negotiate and secure funding with a private bank which was 5 x the client’s income based on the management accounts figures.


© Private Finance Limited, 2019. Private Finance provides independent mortgage advice and arranges individual mortgage solutions for clients. Private Finance is a trading style of Private Finance Ltd, 29 Lincolns Inn Fields, London, WC2A 3EG, registered in England no. 3855776 and its Appointed Representatives. Private Finance Limited is authorised and regulated by the Financial Conduct Authority (FCA registration number 310566).

Private Finance Ltd is rated 4.94 stars by Reviews.co.uk based on 506 merchant reviews

4.94 / 5 Rating
506 Reviews
Very good personal service with good rate secured. I would not hesitate to recommend using this company.
Private Finance has been one of the best overall experiences I have ever had from a client perspective in any sector. Jason is professional, courteous, knowledgeable, prompt and very astute, going long beyond the call of duty. Every time his services are required the entire process goes by effortlessly upon my part, I have complete trust and confidence in him. I cannot recommend him or Private Finance highly enough.
We've been clients of Private Finance for five years and cannot rate their mortgage service highly enough. Adept at finding finance at the best rates for multiple properties. They simplfy the process considerably for us, ensuring hassle-free remortgaging. We do not go turn to anyone else now knowing that we can trust them to find us the best deal.
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