5 x Income For A Self-Employed Mortgage


Mr A was selling his home in West London for £1,000,000 and had found a new home in the country for £3,500,000.

Our client was experiencing difficulty, however, in obtaining mortgage finance as his existing bank and broker both had concluded that his latest accounts were not strong enough to support the £2,700,000 that he required in order to purchase his new home.


When Private Finance were instructed, we identified that his business was going from strength to strength and that the positive trend in the accounts was strong. We asked the client for his management accounts and with these we were able negotiate and secure funding with a private bank which was 5 x the client’s income based on the management accounts figures.


© Private Finance Limited, 2019. Private Finance provides independent mortgage advice and arranges individual mortgage solutions for clients. Private Finance is a trading style of Private Finance Ltd, 29 Lincolns Inn Fields, London, WC2A 3EG, registered in England no. 3855776 and its Appointed Representatives. Private Finance Limited is authorised and regulated by the Financial Conduct Authority (FCA registration number 310566).

Private Finance Ltd is rated 4.94 stars by Reviews.co.uk based on 542 merchant reviews

4.94 / 5 Rating
542 Reviews
I would highly recommend Private Finance Ltd. Alex Weldon in particular helped us secure our first mortgage. He answered all our queries in record timing (usually within 15-30mins!) and nothing was ever too much trouble. Alex was always on the other end of the phone if needed and he made the process as smooth as possible.
Ed and Donovan are brilliant at what they do. I have used them many times now and each time they have been able to find me a great deal and handle all the complexities of my case. I would always recommend them to anyone.
Great and professional team, especially Elizabeth O'Connor, who guided me through the purchase, which was successfully completed! Highly recommended.
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