• Our top three predictions for the mortgage market in 2016

    Our top three predictions for the mortgage market in 2016

    We wish all of our clients and business partners a very happy Christmas. Thank you for your support in 2015 - we look forward to continuing to be of service to you in the New Year. Talking of 2016, here are our predictions for the mortgage market over the next twelve months.

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  • Money Market News

    Money Market News

    Rates as at 14th December 2015: Bank of England Bank Rate: 0.50%, 3 month LIBOR: 0.59%, 2 Year Swap: 1.00%, 5 Year Swap: 1.44%, £1 = 1:52 USD, £1 = 1.38 EUR

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  • Private Finance's reaction to the Autumn Statement 2015

    Private Finance's reaction to the Autumn Statement 2015

    One of the most welcome developments from this year’s Autumn Statement is the Chancellor’s decision to provide 400,000 new homes which will go a long way to address the UK’s urgent need for more affordable housing. The Chancellor has quite rightly made housing ‘a priority’ in this year’s Statement and by declaring his intention to provide a further £7bn for housebuilding, he has demonstrated a genuine commitment to addressing this issue at its core.

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  • The MCD - effects on foreign currency mortgages and buy-to-let

    The MCD - effects on foreign currency mortgages and buy-to-let

    As we wrote in our first blog on the subject, the Mortgage Credit Directive (MCD) is a piece of European legislation which is designed to create a single market for first and second charge mortgages and to protect consumers. In response, lenders have been making changes to their criteria and these changes are beginning to have an effect on borrowers in the areas of both foreign currency loans and some buy to let mortgages.

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  • The European Mortgage Credit Directive (MCD) – what does it mean for you?

    The European Mortgage Credit Directive (MCD) – what does it mean for you?

    The MCD is a piece of European legislation which is designed to create a single market for first and second charge mortgages and to protect consumers by stress-testing their ability to repay a mortgage in changing economic circumstances. It will be implemented in the UK through rules drawn up by the Bank of England’s Financial Conduct Authority (FCA) and will take formal effect from March 2016.

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  • Mortgage lending still at its strongest since 2008

    Mortgage lending still at its strongest since 2008

    The Council of Mortgage Lenders (CML) has just published its monthly Regulated Mortgage Survey data for August 2015. Whilst the survey shows a slight dip in lending on the previous month, we are still confident that lending overall will continue to remain at levels not seen since 2008, well into the New Year.

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  • Latest Jackson-Stops Market Review available now

    Latest Jackson-Stops Market Review available now

    What do York & Westminster have in common? Sterling gain. Sustained investment. Are you a mortgage misfit? Country living. Planning 'la domination du monde'. A series of fascinating articles about the UK property market are contained in the latest Jackson-Stops Market Review.....

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

© Private Finance Limited, 2016. Private Finance provides independent mortgage advice and arranges individual mortgage solutions for clients. Private Finance is a trading style of Private Finance Ltd, 21 Bedford Square, London WC1B 3HH, registered in England no. 3855776 and Private Finance Associates LLP (PFA LLP) of the same address, registered in England no. OC357301. PFA LLP is an Appointed Representative of Private Finance Ltd. Charges are based on the loan amount and the complexity of your needs and circumstances. Our maximum fee is 1% however typically our average fee has been 0.28%, i.e. £980 on a loan of £350,000. Private Finance Limited is authorised and regulated by the Financial Conduct Authority (FCA registration number 310566).

Private Finance Ltd is rated 4.93 stars by Reviews.co.uk based on 68 merchant reviews

4.93 / 5 Rating
68 Reviews
Jason dealt with my application efficiently and was able to secure a mortgage for me on far better terms than I had originally anticipated. He was very easy to deal with; speaking in plain English and taking the time to ensure that I fully understood all the technical stuff. He responded to any queries in a timely fashion and kept the ball moving with the mortgage company. I was recommended to Private Finance by a previous customer of theirs and would not hesitate to recommend them to others.
Simon Kelly provided an excellent and efficient service, and I would strongly recommend his services to others.
As usual, Simon Kelly delivered - on time, good rates, good service, always there to help and guide. Thanks - again. Would (and have) recommend.
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