• What price a good education?

    What price a good education?

    With the price of private education rising on average by 6% per annum over the last few years, perhaps a move to an area with high quality secondary school education has become part of your financial planning? You will probably be aware that homes near good state schools in England command a significant price premium.....

    Read More
  • Money Market News

    Money Market News

    Rates as at 15th September 2014: Bank of England Bank Rate: 0.50%, 3 month LIBOR: 0.56%, 2 Year Swap: 1.26%, 5 Year Swap: 2.03%, £1 = 1:62 USD, £1 = 1.25 EUR

    Read More
  • Intergenerational mortgages – a sign of the times?

    Intergenerational mortgages – a sign of the times?

    If you want to help your child or relative buy a home, there are several financial products you can consider if you don’t have enough savings to lend them as a deposit. These include guarantor, joint and family offset mortgages. Read on to see how we recently helped a father and son arrange an intergenerational mortgage.

    Read More
  • Is the UK mortgage market in danger of being effectively nationalised?

    Is the UK mortgage market in danger of being effectively nationalised?

    There is a danger of removing underwriting expertise and therefore differentiation between lenders, thus reducing competition in the UK mortgage market. The “nationalisation” of a vital part of the economy might seem a strange policy for a Conservative government, but then it does already own a substantial part of the UK mortgage market via UKFI’s shareholdings in UK mortgage lenders. Is the Government now looking to control the rest of the UK mortgage market through policy instruments such as maximum income multiples and quotas?

    Read More
  • Private Finance quoted in the Daily Mail

    Private Finance quoted in the Daily Mail

    Many older workers are snapping up rental properties to boost their income in retirement, it has emerged. Banks and mortgage brokers have seen a surge in buyers in their fifties and sixties taking out buy-to-let mortgages as a number of institutions scrap upper age limits for borrowers. Shaun Church, Associate Director at Private Finance, was featured in the Daily Mail's article entitled 'Rise of pensioner landlords lured by returns of 5%: Older workers snap up rental properties in search of retirement income'.

    Read More
  • The unintended consequences of regulating the mortgage market

    The unintended consequences of regulating the mortgage market

    The UK lending landscape is becoming skewed in favour of property investors and against residential property purchasers, especially in areas of increasing property prices. Recent measures and suggestions from the Government and the Bank of England are likely to create more imbalance, whilst not addressing the major reasons for London property price inflation and the effects that has on the rest of the South East of England.

    Read More
  • 1000 miles in 10 days: London to Valencia by bike

    1000 miles in 10 days: London to Valencia by bike

    On the 4th July Simon Checkley, Managing Director of Private Finance, will embark on a 1,000 mile bike ride over 10 days, from his home in Hertfordshire to Valencia, Spain, raising money for the Roy Castle Lung Cancer Foundation and Mind, the mental health charity.

    Read More

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

© Private Finance Limited, 2014. Private Finance is an independent mortgage advisor that advises on and arranges bespoke mortgage solutions for clients. Private Finance is a trading style of Private Finance Limited, 21 Bedford Square, London WC1B 3HH, registered in England no. 3855776. The Partners are members of Private Finance Associates LLP registered in England no. OC357301. Credit broker fees of up to 1% of the amount borrowed may be charged depending on the type of product. Advice is provided by Private Finance Limited. Private Finance Limited is authorised and regulated by the Financial Conduct Authority (FCA registration number 310566).

back to top