• Money Market News

    Money Market News

    Rates as at 17th November 2014: Bank of England Bank Rate: 0.50%, 3 month LIBOR: 0.55%, 2 Year Swap: 1.04%, 5 Year Swap: 1.72%, £1 = 1:56 USD, £1 = 1.25 EUR

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  • ‘Let to Buy’ – Buying without selling

    ‘Let to Buy’ – Buying without selling

    Recently, clients of ours found a property that needed complete redevelopment, so much so that any mortgage lender would consider the property to be ‘uninhabitable’ and therefore unsuitable as suitable security for a mortgage. There was competition for the property so the clients had to move quickly to secure it. They either had to be cash buyers or be in a position to purchase without selling. Read about how they used 'let to buy' as the solution.

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  • 3 weeks is a long time in the UK mortgage market

    3 weeks is a long time in the UK mortgage market

    Market expectations regarding rate rises have changed significantly in the last 3 weeks, due to renewed fears about global growth, political instability and weakening inflationary pressures. All of which mean that the Bank of England is likely to keep the Bank Rate lower for longer.

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  • Top Tips For Buy to Let Property Investment

    Top Tips For Buy to Let Property Investment

    The size and value of the UK private rented sector is increasing as the Government discovers that it is not that easy to produce a significant increase in housing stock within a short period of time and that it is no cheaper to provide social housing than private housing, just more heavily subsidised. The private rented sector consists of 2.7m dwellings in the UK or 10% of the total housing stock (compared to 60% in Germany). Although relatively small, the sector has grown by over 10% in the last ten years and, according to The Centre for Economics and Business Research, is forecast to grow by a further 40% over the coming ten years.

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  • The May 2015 General Election and your mortgage

    The May 2015 General Election and your mortgage

    Are you thinking of buying a property or remortgaging to fix your rate, release capital or reduce your monthly repayments? Our advice is not to let the forthcoming General Election, already set for 7 May 2015, delay your decision. Interest rates can go only one way, upwards, and there is a real possibility that they are likely to do so well before next May.

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  • The implications of mansion tax

    The implications of mansion tax

    This week’s pledge by Labour to introduce mansion tax will hit the Carsons of this world rather than the Lord Granthams, according to Nick Leeming, Chairman of national estate agents Jackson-Stops & Staff.

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  • The UK Housing Market – Autumn Prospects

    The UK Housing Market – Autumn Prospects

    Gregory Besterman, Partner, Head of Residential at Carter Jonas, advises “It is important to focus the minds of our clients and potential clients that, with a General Election in May 2015, anyone who wants to move before June 2015 should seriously consider marketing now, rather than exposing themselves to the potential damping down which so often accompanies a General Election campaign.”

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  • The Sales Process; The 12 Step Journey

    The Sales Process; The 12 Step Journey

    Tim Page-Ratcliff, Partner at Strutt & Parker, has written a 12-point guide to managing the sales process, selling your current property quickly and for the best price. We think it’s a very useful article and reprint it here in full for the benefit of all our clients.

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© Private Finance Limited, 2014. Private Finance is an independent mortgage advisor that advises on and arranges bespoke mortgage solutions for clients. Private Finance is a trading style of Private Finance Limited, 21 Bedford Square, London WC1B 3HH, registered in England no. 3855776. The Partners are members of Private Finance Associates LLP registered in England no. OC357301. Credit broker fees of up to 1% of the amount borrowed may be charged depending on the type of product. Advice is provided by Private Finance Limited. Private Finance Limited is authorised and regulated by the Financial Conduct Authority (FCA registration number 310566).

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