Buy To Let Calculator

RESULTS

As Now Transitional Rules New Rules
2016/17 2017/18 2018/19 2019/20 2020/21
Rental Income
Running Costs
Mortgage Interest
Deductible Mortgage Interest
Taxable Rental Income
Tax on Rental Income
Mortgage Interest Relief
Tax Due on Rental Income
Net Profit/Loss after Tax

TAXATION & PROFITABILITY

TAX BAND

2016/17 2017/18 2018/19 2019/20 2020/21

GENERAL ASSUMPTIONS

  1. The above illustrations are indicative and don't cover all possible scenarios.Your circumstances will determine your total tax liability.
  2. Rental income and mortgage costs remain the same over time. Mortgage payments are calculated on an interest only basis.
  3. In some circumstances, losses may be carried over to subsequent tax years, this calculator doesn't take account of losses.
  4. As tax is paid in arrears, this calculator isn't representative of cash flow.
  5. Additional fees, including Early Repayment Charges(ERCs), may apply.

TAX BAND ASSUMPTIONS (ALL YEARS)

0% Threshold £11,000
20% Threshold £43,000
40% Threshold £150,000
45% Threshold Over £150,000

LEGAL COPY

The value of tax reliefs depends on your individual circumstances. Tax laws can change. The Financial Conduct Authority does not regulate tax advice.
No responsibility can be accepted for any loss as a result of acts or omissions taken in respect of use of this calculator.
Thresholds, rates and tax legislation may change in subsequent Finance Acts. Levels, bases of and reliefs from taxation are subject to change and depend on individual circumstances.
These calculators provide examples to help with budgeting and not to choose a mortgage.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

© Private Finance Limited, 2017. Private Finance provides independent mortgage advice and arranges individual mortgage solutions for clients. Private Finance is a trading style of Private Finance Ltd, 21 Bedford Square, London WC1B 3HH, registered in England no. 3855776 and Private Finance Associates LLP (PFA LLP) of the same address, registered in England no. OC357301. PFA LLP is an Appointed Representative of Private Finance Ltd. Charges are based on the loan amount and the complexity of your needs and circumstances. Our maximum fee is 1% however typically our average fee has been 0.28%, i.e. £980 on a loan of £350,000. Private Finance Limited is authorised and regulated by the Financial Conduct Authority (FCA registration number 310566).

Private Finance Ltd is rated 4.95 stars by Reviews.co.uk based on 213 merchant reviews

4.95 / 5 Rating
213 Reviews
"My partner and I had been looking to re-mortgage for a while, but due to some credit rating issues, had no luck elsewhere! Michelle Clack managed our application and found us a great deal, and it only took 3 weeks. Highly recommend!"
"The service and hand holding throughout has been excellent. So much patience, perseverence, professionalism and kindness. I would highly recommend as it has been faultless. Thank you to Mark for everything. I am very grateful for all the help."
Superb service throughout in a time of extreme pressure for us. Very easy to contact, excellent professionalism and hugely impressed. So much better than high street banks!
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