Buy To Let Calculator

RESULTS

As Now Transitional Rules New Rules
2016/17 2017/18 2018/19 2019/20 2020/21
Rental Income
Running Costs
Mortgage Interest
Deductible Mortgage Interest
Taxable Rental Income
Tax on Rental Income
Mortgage Interest Relief
Tax Due on Rental Income
Net Profit/Loss after Tax

TAXATION & PROFITABILITY

TAX BAND

2016/17 2017/18 2018/19 2019/20 2020/21

GENERAL ASSUMPTIONS

  1. The above illustrations are indicative and don't cover all possible scenarios.Your circumstances will determine your total tax liability.
  2. Rental income and mortgage costs remain the same over time. Mortgage payments are calculated on an interest only basis.
  3. In some circumstances, losses may be carried over to subsequent tax years, this calculator doesn't take account of losses.
  4. As tax is paid in arrears, this calculator isn't representative of cash flow.
  5. Additional fees, including Early Repayment Charges(ERCs), may apply.

TAX BAND ASSUMPTIONS (ALL YEARS)

0% Threshold £11,000
20% Threshold £43,000
40% Threshold £150,000
45% Threshold Over £150,000

LEGAL COPY

The value of tax reliefs depends on your individual circumstances. Tax laws can change. The Financial Conduct Authority does not regulate tax advice.
No responsibility can be accepted for any loss as a result of acts or omissions taken in respect of use of this calculator.
Thresholds, rates and tax legislation may change in subsequent Finance Acts. Levels, bases of and reliefs from taxation are subject to change and depend on individual circumstances.
These calculators provide examples to help with budgeting and not to choose a mortgage.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

© Private Finance Limited, 2017. Private Finance provides independent mortgage advice and arranges individual mortgage solutions for clients. Private Finance is a trading style of Private Finance Ltd, 29 Lincolns Inn Fields, London, WC2A 3EG, registered in England no. 3855776 and its Appointed Representatives. Private Finance Limited is authorised and regulated by the Financial Conduct Authority (FCA registration number 310566).

Private Finance Ltd is rated 4.93 stars by Reviews.co.uk based on 338 merchant reviews

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338 Reviews
Jason Hall (mortgage advice), Mark Frampton (life insurance) and Stacey Wright (buildings insurance) all provided me with a fantastic service. They were helpful, friendly and extremely efficient. I will definitely recommend all three of them.
Very impressed with the whole team. Shaun gave very clear advice and delivered on his promises. He and his assistants kept me up to date with their progress in a timely manner. Mark was also very generous with his time to assist with the life cover. We had a couple of very long phone calls at the weekend which was very useful for me as I have limited free time during the week. Thanks very much!
James McCudden and Luke Blair did a fine job chasing a particularly tricky lender on my behalf. The situation was complex and rather tense but they managed to get me the result I needed and the transaction was a success. Many Thanks
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