The Private Finance Experience

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Whether you are purchasing a residential or buy to let property or remortgaging, Private Finance works to obtain a suitable mortgage quickly and at a competitive rate. We recognise that our clients come in many shapes and sizes and the circumstances and characteristics of one borrower might be quite different from another. Pricing of mortgages also varies significantly between lenders, depending on their assessment of the quality of the lending. This is determined by factors such as loan to value ratio, loan size, the borrower’s income and their general financial status.

We appreciate that property finance issues can be complicated and our aim is to simplify the mortgage application and house buying process, taking all the ‘hassle’ away from you, whilst at the same time always keeping you informed of progress and requirements.

Here are the key steps in our service to you

  1. Your first consultation is free; you are under no obligation to take advice or pay any fees. During this conversation we will ascertain your requirements (which, in addition to the subject of finance, might include life protection, household insurance) and put you in contact with other parties if required such as surveyors, solicitors, architects and removal firms.
  2. Your dedicated Private Finance broker will follow up by sending you full documentation describing the level of service and our terms of business.
  3. If you then confirm your instructions to Private Finance to provide advice and to arrange a mortgage, your broker will complete a full ‘fact-find’, carry out the required research and make a recommendation.
  4. If you are satisfied with the recommendation your broker will assist you with completion of the necessary application forms and collation of documentation required by the lender.
  5. Following submission of the application we will then liaise with the lender and any other parties you instruct us to, so you don’t need to chase anyone yourself.
  6. We will also be able arrange appropriate competitive protection insurance (life protection and household insurance) if you would like us to do so.
  7. Once your mortgage has completed, we will be on hand in case you ever have any queries about mortgages in general and we will be able to offer you a full review of your requirements when your current deal expires.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

© Private Finance Limited, 2017. Private Finance provides independent mortgage advice and arranges individual mortgage solutions for clients. Private Finance is a trading style of Private Finance Ltd, 21 Bedford Square, London WC1B 3HH, registered in England no. 3855776 and Private Finance Associates LLP (PFA LLP) of the same address, registered in England no. OC357301. PFA LLP is an Appointed Representative of Private Finance Ltd. Charges are based on the loan amount and the complexity of your needs and circumstances. Our maximum fee is 1% however typically our average fee has been 0.28%, i.e. £980 on a loan of £350,000. Private Finance Limited is authorised and regulated by the Financial Conduct Authority (FCA registration number 310566).

Private Finance Ltd is rated 4.94 stars by Reviews.co.uk based on 253 merchant reviews

4.94 / 5 Rating
253 Reviews
They handled our mortgage apllication with the mimnimum of hassle, sourced an excellent product and even sorted out our house insurance for free..
My broker Michelle Clack at PF has always delivered on her promises. Michelle understands how to get the job done in the fastest most efficient way possible. I can not praise her enough. She is aware of potential concerns and has the know how and experience to steer around them. Private Finance as an overall company have always been readily available to me and have always prided themselves with keeping up with the latest innovations and changes of this rapidly changing industry.
Martin Brady was excellent in managing to get us the mortgage we required. Our case was particularly difficult but this unfazed Martin and he battled through and got us what we required.
The British Mortgage Awards 2015 back to top