Foreign national buying in the UK


Our client approached us with a very complicated set of circumstances. He has dual nationality – American and French Canadian – was moving back to the UK from a posting in Washington DC, and he was moving jobs. So while he wanted to borrow a fairly modest £300,000 against a property purchase price of £995,000, it was a difficult call for many lenders. He has just left a full-time position at a leading firm of management consultants to become a self-employed contractor, working with US companies, and is paid in US Dollars.


Using our knowledge of the market and our extensive range of contacts at private banks and other specialist lenders, we negotiated a deal. Together our client and his British wife are borrowing £300,000 against a property purchase price of £995,000 at 2.99% fixed for a two year term (APR 4.6%* - the overall cost for comparison).


The clients are paying an arrangement fee of just £899.


*APR (the overall cost for comparison) calculation based on a 2 year term, interest only mortgage with £899 arrangement fee, legal and valuation fees of £4,000. The actual rate available will depend on your circumstances. Ask for a personalised illustration.


© Private Finance Limited, 2016. Private Finance provides independent mortgage advice and arranges individual mortgage solutions for clients. Private Finance is a trading style of Private Finance Ltd, 21 Bedford Square, London WC1B 3HH, registered in England no. 3855776 and Private Finance Associates LLP (PFA LLP) of the same address, registered in England no. OC357301. PFA LLP is an Appointed Representative of Private Finance Ltd. Charges are based on the loan amount and the complexity of your needs and circumstances. Our maximum fee is 1% however typically our average fee has been 0.28%, i.e. £980 on a loan of £350,000. Private Finance Limited is authorised and regulated by the Financial Conduct Authority (FCA registration number 310566).

Private Finance Ltd is rated 4.93 stars by based on 76 merchant reviews

4.93 / 5 Rating
76 Reviews
Shaun Church and Sarah Sheppard made a tight deadline house purchase easy! In fact, we ended up with a week to spare. It's the second time I've used Private Finance and I've been equally impressed both times, I will continue to use Shaun and Sarah going forward for our remortgages. Cannot recommend enough!
Private Finance (Shaun Church) found me a difficult remortgage solution when others could not, and at a reasonable cost. Shaun was well-informed, articulate, professional and responsive throughout and helped ensure the legals were completed on time for my transaction. Very happy to recommend highly.
The service from Private Finance was first class. Shaun Church and his team clearly know their market and provided me with great advice throughout the process. They helped me mortgage my property when I first bought it in 2013 and again when I remortgaged it this year. Every time my expectations have been exceeded. The whole experience was very professional and I would not hesitate to recommend them to anyone thinking of using their services.
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