Foreign national buying in the UK


Our client approached us with a very complicated set of circumstances. He has dual nationality – American and French Canadian – was moving back to the UK from a posting in Washington DC, and he was moving jobs. So while he wanted to borrow a fairly modest £300,000 against a property purchase price of £995,000, it was a difficult call for many lenders. He has just left a full-time position at a leading firm of management consultants to become a self-employed contractor, working with US companies, and is paid in US Dollars.


Using our knowledge of the market and our extensive range of contacts at private banks and other specialist lenders, we negotiated a deal. Together our client and his British wife are borrowing £300,000 against a property purchase price of £995,000 at 2.99% fixed for a two year term (APR 4.6%* - the overall cost for comparison).


The clients are paying an arrangement fee of just £899.


*APR (the overall cost for comparison) calculation based on a 2 year term, interest only mortgage with £899 arrangement fee, legal and valuation fees of £4,000. The actual rate available will depend on your circumstances. Ask for a personalised illustration.


© Private Finance Limited, 2016. Private Finance provides independent mortgage advice and arranges individual mortgage solutions for clients. Private Finance is a trading style of Private Finance Ltd, 21 Bedford Square, London WC1B 3HH, registered in England no. 3855776 and Private Finance Associates LLP (PFA LLP) of the same address, registered in England no. OC357301. PFA LLP is an Appointed Representative of Private Finance Ltd. Charges are based on the loan amount and the complexity of your needs and circumstances. Our maximum fee is 1% however typically our average fee has been 0.28%, i.e. £980 on a loan of £350,000. Private Finance Limited is authorised and regulated by the Financial Conduct Authority (FCA registration number 310566).

Private Finance Ltd is rated 4.94 stars by based on 154 merchant reviews

4.94 / 5 Rating
154 Reviews
We have been incredibly impressed with all our dealings with the Private Finance team. We found Private Finance via a google search for brokers who specialise in Self employed mortgages, and have been very pleasantly surprised by the level of service we have experienced, so much so that we also asked for their assistance with our Life and Critical illness insurance and also Buildings/Contents insurance too. At each stage, the team guided us through the process, they have been very attentive and very pleasant to deal with, and seem to have a genuine care for their clients. We got a really good result on our mortgage and insurance products, which we wouldn't have otherwise achieved. We will certainly be recommending Private Finance (in fact we already have) to our friends and family and will certainly continue to use their services in the future. Our stressful house move was made that little easier thanks to these guys!
Darren Littler has been brilliant throughout this process. I felt that my situation was very much understoon and my needs kept in mind. The process took much longer than expected (due to unforseen circumstances) but Darren was very patient and incredibly helpful. I would certainly reccomend Private Finance.
Ryan & Chloe were very helpful & informative kept Up to date every step of the way
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